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 Totaled?Or fix

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dspevack
JeffR_
Mudnman
7 posters
AuthorMessage
Mudnman
Super Scooter Rider
Super Scooter Rider



Number of posts : 218
Location : Florida
Points : 4201
Registration date : 2014-01-15

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PostSubject: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 1:10 pm

Was rear ended .Broke under seat bucket.Air filter housing/side panel.Exhaust mount under side cover pushed forward/ bent pipe between engine/ muffler.Right compartment pushed in/ whole right side slid/scratched.Bevel on new shield scratched.

Scratched knee/ elbow.Landed on right butt cheek.Cant set.. 🚬
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JeffR_
Site Admin
JeffR_


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Age : 65
Location : Bay Area, Ca
Points : 9070
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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 1:24 pm

Sorry to hear about you being rear ended. I hope you are ok though. Is it possible to fix or just too much trouble? Hope you get what you want out of this.
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Mudnman
Super Scooter Rider
Super Scooter Rider



Number of posts : 218
Location : Florida
Points : 4201
Registration date : 2014-01-15

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 1:25 pm

https://2img.net/h/s27.postimg.cc/wtt8dgipf/image.jpg

https://2img.net/h/s30.postimg.cc/3y44u0rw1/image.jpg

I'll heal in time,big 8 inch round bruse on my right seat.

I read some one took cash to fix and had a heck of a time fixing it.
Couldn't find the parts.
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dspevack
Silver Wing Guru
Silver Wing Guru
dspevack


Number of posts : 2008
Age : 59
Location : Miami, FL
Points : 8206
Registration date : 2008-12-27

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 2:21 pm

I think you should let insurance decide.
If frame bent they will probably total it.
If the price of parts are more than 50% of the bike than they will total it.
My guess is they will total it.
Once they decide its totaled, take off any upgrades that you have installed.
You can sell the upgrades on ebay, or take what the insurance co gives you
and get a used swing, and put them on that.

Dan
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bigbird
Silver Wing Guru
Silver Wing Guru



Number of posts : 2387
Location : Winnipeg
Points : 7902
Registration date : 2010-05-02

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 3:00 pm

Sorry to hear about your incident.
What the #*#k is wrong with some drivers? How can they be so stupid as to rear end someone, whether a bike or a car?
Oh yeah, Florida lets you do pretty much anything behind the wheel. I was afraid to go riding with model28a when I was down there. Until handheld device usage is eliminated, I won't drive a motorcycle in any jurisdiction that still allows their use.
I hope the driver was charged with some type of moving violation.
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Mudnman
Super Scooter Rider
Super Scooter Rider



Number of posts : 218
Location : Florida
Points : 4201
Registration date : 2014-01-15

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 3:31 pm

18 yr old girl got a "following to close ticket" Happened in Va..Around Richmond they think there on the race track.
Bet she was texting!
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"Hi Yo"
Silver Wing Guru
Silver Wing Guru
Totaled?Or fix 510-80


Number of posts : 2940
Age : 75
Location : Winnsboro, Texas, U.S.A.
Points : 8553
Registration date : 2010-02-17

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 3:47 pm

Mudnman wrote:
18 yr old girl
Bet she was texting!
"OMG, grandpa on a moped. I'll never have time to get my hair done and the new shoes I got are the bomb. Like wow, now he's stopped in the middle of the street and I bumped him. HYU later. Gotta deal with grandpa!"  :lol!: 
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sctr199
Maxi-Scooter Rider
Maxi-Scooter Rider
sctr199


Number of posts : 142
Age : 74
Location : El Cajon, CA
Points : 4285
Registration date : 2013-07-29

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 7:34 pm

Sorry to hear about your collision.  I would definitely not make any decisions about your Swing until insurance sorts it out.  After obvious damaged parts are replaced, you may still have a bent/tweaked frame. Once you sign off on an insurance settlement, you'd be stuck with any problems that may crop up later.  Assuming the driver had insurance, I'd ask for not only compensation for your Swing, but for personal injuries, even if they don't appear serious now.  I still hurt now from an collision I had in 1981 where I let the other person off too easy.

My recommendation:  Let them total your Swing, see if you can keep it as part of the settlement and then part it out if you want to do that, and get a good newer one.


Last edited by sctr199 on Tue May 13, 2014 9:13 pm; edited 2 times in total
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john grinsel
Curmudgeon
john grinsel


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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 7:42 pm

total is probably better----but we do not know year or normal retail value. These things are not cheap to fix!! Get money buy back from insurance company fix yourself. Sell.

I was hit from behind at stop sign--lady on cell phone---Reflex, hit didn't hurt, but I ended up on roof of Dodge mini-van, but the fall with the bike on top of me DID. Reflex total---I took money bought new bike, bought the totaled Reflex from ins. co.---did no work and somebody was happy to buy it.
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bigbird
Silver Wing Guru
Silver Wing Guru



Number of posts : 2387
Location : Winnipeg
Points : 7902
Registration date : 2010-05-02

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 8:16 pm

sctr199 wrote:
Sorry to hear about your accident.

Here the police service and all media reporting "accidents" never use that term any more. It's only called a collision now. By definition, an accident is something over which there is no control, as in a meteorite or lightning bolt hitting you in the head. Vehicles colliding or going out of control are avoidable, thus it's called a collision.
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sctr199
Maxi-Scooter Rider
Maxi-Scooter Rider
sctr199


Number of posts : 142
Age : 74
Location : El Cajon, CA
Points : 4285
Registration date : 2013-07-29

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeTue May 13, 2014 9:08 pm

bigbird wrote:
sctr199 wrote:
Sorry to hear about your accident.

Here the police service and all media reporting "accidents" never use that term any more. It's only called a collision now. By definition, an accident is something over which there is no control, as in a meteorite or lightning bolt hitting you in the head. Vehicles colliding or going out of control are avoidable, thus it's called a collision.

I guess I'm behind the times Exclamation 
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Mudnman
Super Scooter Rider
Super Scooter Rider



Number of posts : 218
Location : Florida
Points : 4201
Registration date : 2014-01-15

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeWed May 14, 2014 1:02 am

Scratched knee/ elbow.Landed on right butt cheek.Cant set.

Well that is all magnified now!Hoping Dr.does'nt know what she's talking about!
She said my trunk won't heal in 6-8 weeks,no to 5 months,maybe 7-8.
Whiplash is setting in.Its 76 and I'm cold,put a jacket on.
Scratches now feeling like road rash.

Collision sounds about right..

Sherif asked me how long I've had my moped.ba ha hahaa
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Mudnman
Super Scooter Rider
Super Scooter Rider



Number of posts : 218
Location : Florida
Points : 4201
Registration date : 2014-01-15

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeWed May 14, 2014 7:39 pm

Maybe the Dr. does know what she's talking about.
http://forums.roadbikereview.com/general-cycling-discussion/there-doctor-house-fall-hematoma-related-49314.html

Girls insurance told me I have to take bike to get estimate for repair.bs I said
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sctr199
Maxi-Scooter Rider
Maxi-Scooter Rider
sctr199


Number of posts : 142
Age : 74
Location : El Cajon, CA
Points : 4285
Registration date : 2013-07-29

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PostSubject: Re: Totaled?Or fix   Totaled?Or fix I_icon_minitimeThu May 15, 2014 12:16 am

[quote=Mudman wrote:

Girls insurance told me I have to take bike to get estimate for repair.bs I said[/quote]

Typical insurance company stalling tactic when they know they'll eventually have to pay out.  Might be time to call a lawyer, or at least threaten to considering the nature of your injuries. Sounds like your total loss including medical bills and damage to your Swing would exceed what you could try and recover in small claims court.

On Jan 2 of '09 an 89 year-old lady knocked me off my Swing when she decided to do a quick lane change when I was even with her left quarter panel.   I got some good road rash on my knees and some scraped panels on my Swing.  My insurance (Geico) fixed my Swing under my collision coverage and even waived the deductible. The other party was found to be at fault, so Geico would recover their payout from the other person's insurance. The other parties' insurance adjuster did come to my house to discuss my injuries and lost work income while I was out.
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